Life Insurance

Florida Life Insurance Lawyer

Experiencing the loss of a loved one is an incredibly challenging time, and dealing with a denied life insurance claim can add further stress to the situation. If you’re facing difficulties with your life insurance claim, it’s crucial to seek guidance from a knowledgeable insurance attorney in Florida.

Florida Life Insurance Lawyer Contact Matthew A. Rubner at 434-ASK-MATT for a consultation regarding your life insurance claims in Florida. Attorney Matthew A. Rubner is well-versed in all aspects of life insurance law and can provide you with the legal support you need. Matthew A. Rubner proudly serves individuals across Florida, assisting with insurance claims and denials.

Florida Life Insurance Information Center

Life Insurance Policy Coverage Life insurance, as defined in Fla. Stat. § 624.602, provides financial protection in the event of a policyholder’s death. It is a contractual agreement between the insurer and the policyholder, where the insurer agrees to pay a sum of money to the designated beneficiary upon the policyholder’s death, in exchange for premium payments. Different types of life insurance policies offer varying coverage options, such as term life insurance and whole life insurance.

Florida Life Insurance Claim Filing Procedures When filing a life insurance claim as a beneficiary, proof of the policyholder’s death is usually required by the insurance company. Additionally, the insurer may request completion of specific forms. It’s essential to accurately and truthfully fill out these forms to avoid potential claim denial.

Under Fla. Stat. § 624.155(1)(b)(3), insurance companies are obligated to make a decision on life insurance claims within a reasonable timeframe.

Denial of Claims for Life Insurance in Florida Life insurance companies may deny claims for various reasons, including misrepresentation on the insurance application, fraud, or missed premium payments. In Florida, insurers must provide a specific reason for claim denial in their initial denial letter, along with information on how to appeal the decision.

It’s crucial to seek legal assistance from an experienced life insurance attorney in Florida promptly after a claim denial. The statute of limitations for collecting on a life insurance policy in Florida is five years under Fla. Stat. § 717.107(1).

Florida Life Insurance Claims Resources

  • Florida Office of Insurance Regulation
  • Florida Statutes Online
  • Florida Department of Financial Services

Matthew A. Rubner | Life Insurance Attorney in Florida For expert legal guidance on your life insurance claim throughout Florida, contact Matthew A. Rubner at 434-ASK-MATT. Attorney Matthew A. Rubner will carefully assess your situation and help you pursue your claim effectively.

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Locations

LARGO OFFICE:

801 West Bay Drive, Suite 475
Largo, FL 33370

ST. PETERSBURG OFFICE:

100 2nd Ave North
St. Petersburg, FL 33701

MIAMI OFFICE:

1200 Brickell Ave
Miami, FL 33131

FT. LAUDERDALE OFFICE:

1451 W Cypress Creek Rd
Ft Lauderdale, FL 33309

Orlando Office:

2431 Aloma Avenue,

Winter Park Fl, 32792